Privacy Policy

Last modified May 11, 2021

This Privacy Policy of MerryDiv, LLC (“MerryDiv”, “we” or “us”) describes how we collect, use, and protect your data in connection with your use of the Services (as defined below).  

By visiting our Site, by using the Services, or by in any manner using, installing or downloading any MerryDiv software or applications associated with the Services, you accept our practices described in this Privacy Policy, and you consent to our collection, use and disclosure of your information, including personally identifiable information, as described in this Privacy Policy.  If you do not wish to agree to the practices and uses described in this Privacy Policy, please do not use the Services.

1. Applicability of this Privacy Policy 

This Privacy Policy applies to your use of MerryDiv’s website located at (collectively, the “Site”), our corresponding application(s) on any of your devices (the “App”) or any of or related services (collectively, with the Site and the App, the “Services”).  Individual users of the Services are sometimes referred to in this Privacy Policy as “users.”  This Privacy Policy is designed to tell you what information we gather from you in connection with your use of the Services, and how we may use and disclose that information.  This Privacy Policy is incorporated into and subject to any terms of use or other agreements, between you and us or our affiliates, relating to your use of the Services.

Except as expressly stated herein, this Privacy Policy does not apply to any third-party applications or technologies that integrate with our Services, or any other third-party products, services, or businesses, or to third party websites that you access via links or otherwise while using the Services (“Third-Party Services”).  This Privacy Policy does not apply to data collected from, or provided by you to, Third Party Services, and instead such data is subject to the practices of the provider(s) of the applicable Third-Party Services.  You should review the privacy policies of such Third-Party Services (and any other applicable terms and conditions) to determine how your data will be used before sharing any of your data with them.

2. Data We Collect From You 

In connection with your use of the Services, we may receive various types of information related to you, as well as information you provide us about others.  Sometimes you provide us with this data and sometimes data about you is collected automatically.  To the extent data is associated with an identified or identifiable natural person and is protected as personal information (or substantially equivalent terms) under applicable data protection laws, it is referred to in this Privacy Policy as “Personal Information.”  You acknowledge and agree we may collect, process, store, access, and disclose Personal Information disclosed by you to facilitate the provision of Services and related support for the Services in the manner described in this Privacy Policy.

When you create, update, and/or an account for the Services with us, you provide us with data, including Personal Information, about yourself, including, without limitation: 

To the extent you choose to use the applicable components of the Services, you are also agreeing to share financial information with us, including, but not limited to, your account credentials, transactional history, account numbers, and balances/limits as well as general identity data including the name(s) and address(es) of all account holder(s). You are enabling us to interact with and through your financial institutions on your behalf and with your consent, which will take place, in part, through Plaid Technologies, Inc., a Third-Party Provider we use to help us facilitate certain aspects of the Services, as described further below in this section.  

We also may collect Personal Information that you post, upload, store, display, transmit, or submit through the Services in any other manner.  Although we will treat such information consistent with this Privacy Policy, we are not responsible for the content of any information, including Personal Information, that you provide to us, and by using the Services, you assume full responsibility for obtaining, and you represent that you have obtained, all necessary consents and permissions to provide such information to us.

Additionally, if and when you use the Services to make payments of any kind, you may provide us (or our third-party payment processors) additional Personal Information including financial information (such as your credit/debit card information, address, date of birth, or other information).  We endeavor to store very little, if any, payment-related financial information that we collect from you and instead, such payment-related financial information is typically stored by our third-party payment processors.  We encourage you to review their privacy policies and to contact them directly if you have questions relating to your data, including Personal Information, as it relates to such payments.  

We may also collect other information from you related to your use of the Services and your interactions with our Services (while this information may not typically contain Personal Information, we are not responsible for the content of such information).  This information includes any such information that you affirmatively provide to us, and may include the following:

When you elect to use our Services to collect and track your financial information, we use Plaid Technologies, Inc. (“Plaid”) to gather your data from financial institutions. By using our Services, you grant us and Plaid the right, power, and authority to act on your behalf to access and transmit your personal information as well as account information maintained by third-party financial institutions with which you have a legally binding customer relationship (“Account Information”). This information may include account balances, transactions and holdings from the linked financial institutions. You agree to your personal and financial information as described herein being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy which is available at By choosing to link any of your accounts to aggregate and analyze Account Information, you expressly authorize and direct MerryDiv and Plaid, on your behalf, to electronically retrieve Account Information.

3. No Sensitive Personal Information; No Children’s Data

We do not intentionally collect, process, or store, and we request that you do not post, upload, store, display, transmit, or submit Sensitive Personal Information on or through the Services, except to the extent directly and expressly requested in connection with the relevant aspect of the Services.  “Sensitive Personal Information” includes, but is not limited to, government-issued identification numbers; consumer reports; background checks; any code or password that could be used to gain access to personal accounts (other than your password to your account); genetic data or biometric data; any Personal Information revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership; or data concerning health or sex life or sexual orientation. or similar information.  We are not responsible and will not be liable for any loss or damages you or another individual may experience due to your disclosure of Sensitive Personal Information while using the Services. 

The Services are not directed to or intended for children, and we do not intentionally collect, process, or store through the Services any Personal Information from any person under 13 years of age.  In the event we discover we have inadvertently collected, processed, or stored any Personal Information from a person under 13 years of age without verifiable parental consent, we will promptly take the appropriate steps to delete such data or seek the necessary verifiable parental consent for that collection in compliance with the Children’s Online Privacy Protection Act (“COPPA”).  We request that users not provide us with any Personal Information of any person under 13 years of age. 

4. How and Why We Use Data

We use the information collected from you, including Personal Information collected as described in this Privacy Policy, to administer the Services and to communicate with you about the Services.  Our use of information from you may include the following:

5. How We Share and Disclose Data

Except as described in this Privacy Policy, we will not use or disclose your Personal Information for any purpose other than to the extent reasonably necessary to perform the Services and related support for the Services.  As a matter of policy, absent your express consent, we do not sell or rent information about you, and we will not disclose information about you in a manner inconsistent with this Privacy Policy except as required by law or government regulation.  


Subject to the above paragraphs, we may share or disclose information about you as follows:

6. Retention

Generally, we maintain all information you submit to us until you affirmatively change or delete such information.  This allows us to help ensure full functionality of the Services.  To dispose of Personal Information, we may anonymize it, delete it, or take other appropriate steps.  Your data, potentially including Personal Information, may persist in copies made for backup and business continuity purposes for additional time.  

7. Security Measures

We maintain physical, technical, and administrative procedures to protect the data we collect and to secure it from improper of unauthorized use.  We work hard to protect data in our custody and control from loss, misuse, and unauthorized access, use, disclosure, modification, or destruction, and to use industry-standard security measures to ensure an appropriate level of security in light of reasonably available methods in relation to the risks and nature of the information we collect.   

Please remember:

8. International Data Transfers

We primarily process and store data in connection with the Services in the United States.  However, it is possible that data may be processed in other countries by our Third-Party Providers.  We will take measures to ensure that your Personal Information remains protected to the standards described in this Privacy Policy and any such transfers comply with applicable data protection laws.  In certain circumstances, courts, law enforcement agencies, regulatory agencies or security authorities in those other countries may be entitled to access your Personal Information.

9. California-Specific Notices

Pursuant to Section 1798.83 of the California Civil Code, California residents have the right to request from a business with whom the California resident has an established business relationship, certain information with respect to the types of personal information the business shares with third parties for direct marketing purposes by such third party and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year.  We do not disclose your Personal Information to third parties for any third parties’ direct marketing purposes.  If you reside in California, you can prevent future disclosures for direct marketing purposes of your Personal Information, at no charge, by indicating to us your intent to opt out of such disclosures in a message addressed to the email address or physical mailing address provided under the “Contact Us” heading below.  

10. Other Jurisdiction-Specific Notices

Nevada Residents 

Nevada residents may have the right under applicable law to opt out of the sale of their Personal Information that we have collected or will in the future collect.  If you are a Nevada resident and wish to make such a request, please contact us at the contact information provided below in this Privacy Policy.

EU Residents 

Although we do not direct our website specifically toward residents of the European Union (“EU”), some EU residents’ data may be collected by virtue of our users’ use of our Services.  Collection and storage of any EU resident’s data by us is minimal and incidental. 

Notwithstanding the foregoing, if you are an EU resident and would like to request that your data be securely removed from our systems, however collected, please send an email with proof of EU residency to  We will endeavor to remove all relevant data, so long as that removal is technically feasible, does not impact the legitimate accounting or business practices of our customers, and does not violate other regulatory or legal standards with which we must comply.  We will also cooperate with our customers in good faith to address any requests they receive or that may impact them directly.

11. Enforcement

Please contact us immediately at the contact information provided under the “Contact Us” heading below if you believe there has been a material violation of this Privacy Policy.

12. Changes to this Privacy Policy

We reserve the right make changes to this Privacy Policy from time to time, in whole or in part, in our sole discretion, at any time without prior notice by posting an updated version of this Privacy Policy on the Site or when you access the Services.  When we do, we will revise the “last updated” date at the beginning of the Privacy Policy.  Any changes, modifications, or updates to this Privacy Policy will become effective immediately upon posting.  By continuing to use the Services, you agree to be bound changes we make to this Privacy Policy.  If you disagree with the changes to this Privacy Policy, your only remedy is to discontinue use of the Services and deactivate your account. 

12. Contact 

Please do not hesitate to contact us with any questions, complaints, or requests with respect to your Personal Information, this Privacy Policy, and/or our privacy practices.

You may contact us at: