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Data last updated: Oct 29, 2026
Snapshot (as of Oct 29, 2026): Lloyds Banking Group plc (LYG) pays a $0.04 annual dividend, yielding 4.04% at $5.50/share. Next ex-dividend date 2026-08-10. Source: Yahoo Finance, aggregated by MerryDiv.
Dividend Yield: 4.04%
Annual Dividend: $0.04 per share
Payout Ratio: 47.0%
Ex-Dividend Date: 2026-08-10
Dividend Frequency: annually
Sector: Financial Services
Years of Dividend History: 22
Lloyds Banking Group plc dividend income comes from one of the UK's largest retail and commercial banks, serving millions of customers through brands including Lloyds Bank, Halifax, and Bank of Scotland. The current yield stands at 3.62%, with a trailing annual dividend rate of $0.1600 per share paid semi-annually. The next ex-dividend date is August 10, 2026. With a beta of 0.901, LYG stock moves slightly below the broader market, which suits income-focused investors who prioritize steadier price behavior over aggressive growth.
Lloyds Banking Group plc pays out dividends at a payout ratio classified as not applicable (fund/ETF). The group's operations span retail banking, commercial lending, and insurance and wealth management through subsidiaries like Scottish Widows, providing broad revenue exposure across the UK financial system. Lloyds Banking Group plc dividend safety is worth examining in light of the dividend history: the payout was cut sharply between 2008 and 2022, with multiple years showing steep declines, and the dividend has only rebuilt a four-year consecutive increase streak since then. That limited streak is the most data-supported pressure point for income investors evaluating sustainability.
Lloyds Banking Group plc dividend history shows a CAGR of -10.2% per year from 2002 to 2025. Per-share payments fell from $2.1093 at the start of the window to $0.1783 by 2025 (2026 is a partial year and excluded from this calculation). The largest annual increase in the window was 22.5% in 2025, which reflects recovery momentum rather than a long-established growth pattern. The history also contains at least one year-over-year decline exceeding 5%, confirming that growth has been far from linear.
| Period | CAGR | From | To |
|---|---|---|---|
| 3-Year | +18.9% | $0.11 (2022) | $0.18 (2025) |
| 5-Year | +11.2% | $0.10 (2020) | $0.18 (2025) |
| 10-Year | +6.7% | $0.09 (2015) | $0.18 (2025) |
LYG stock fits income-focused investors who want exposure to UK retail and commercial banking and can accept a dividend that has been rebuilt from a much lower base. The yield of 3.62% is classified as moderate (2–4%), and it sits well above the five-year average of 2.14%, which means the current entry point delivers meaningfully more income than the historical norm. Four consecutive years of increases show direction, but the long-term CAGR of -10.2% is a real trade-off. An investor in Lloyds Banking Group plc gets a recovering, above-average yield from a diversified UK bank, and accepts a dividend history that includes deep cuts and a growth record that is still being rebuilt.
| Payment Date | Amount per Share |
|---|---|
| 2026-08-10 | $0.0851 |
| 2026-04-10 | $0.1300 |
| 2025-08-04 | $0.0660 |
| 2025-04-11 | $0.1123 |
| 2024-08-05 | $0.0541 |
| 2024-04-11 | $0.0915 |
| 2023-08-04 | $0.0451 |
| 2023-04-13 | $0.0776 |
| 2022-08-05 | $0.0380 |
| 2022-04-07 | $0.0680 |
| Year | Total Dividends |
|---|---|
| 2026 | $0.2151 |
| 2025 | $0.1783 |
| 2024 | $0.1456 |
| 2023 | $0.1227 |
| 2022 | $0.1060 |
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