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Data last updated: Aug 31, 2026
Snapshot (as of Aug 31, 2026): China Construction Bank Corporation (CICHY) pays a $5.83 annual dividend ($0.60 monthly), yielding 3.54% at $23.12/share. Next ex-dividend date 2026-07-02. 6 consecutive years of dividend growth. Source: Yahoo Finance, aggregated by MerryDiv.
Dividend Yield: 3.54%
Annual Dividend: $5.83 per share
Payout Ratio: 15.9%
Ex-Dividend Date: 2026-07-02
Dividend Frequency: monthly
Sector: Financial Services
Years of Dividend History: 17
China Construction Bank Corporation dividend investors are looking at one of China's largest banks, with 14,741 branches serving individual and corporate clients across deposit, loan, and wealth management products. The current yield sits at 3.54%, with a trailing annual dividend rate of $5.83 per share paid monthly. The next ex-dividend date is July 2, 2026, and the last dividend payment was $0.6002 per share. A beta of 0.243 points to low price volatility, which suits income-focused investors who prioritize a smoother ride over capital gains.
China Construction Bank Corporation pays out 15.9% of earnings as dividends, a payout ratio classified as conservative (below 40%). That low figure means the bank retains the vast majority of earnings, leaving substantial room to maintain payments even if profits dip. China Construction Bank Corporation dividend safety is further supported by the breadth of its revenue base, which spans corporate banking, personal banking, treasury operations, and fee-generating services like insurance agency, remittance, and wealth management. The primary risk factor is geographic concentration: virtually all operations run through the Chinese banking system, meaning regulatory shifts or macroeconomic pressure in China could affect earnings and, by extension, the dividend.
China Construction Bank Corporation dividend history shows a CAGR of 2.9% per year from 2010 to 2025. Per-share payments grew from $1.0744 to $1.6379 over that window (2026 is a partial year and excluded from the growth calculation). The largest annual increase in the window was 48.5% in 2025, which is a sharp outlier. Growth is slow in most years, and the history includes at least one year-over-year decline exceeding 5%, so the path has not been linear.
| Period | CAGR | From | To |
|---|---|---|---|
| 3-Year | +14.9% | $1.08 (2022) | $1.64 (2025) |
| 5-Year | +12.6% | $0.90 (2020) | $1.64 (2025) |
| 10-Year | +5.2% | $0.99 (2015) | $1.64 (2025) |
CICHY fits income-focused investors who want a low-volatility bank stock with a conservative payout structure. The yield falls in the moderate (2-4%) range at 3.54%, which is notably below the 5-year average yield of 5.13%, meaning buyers today are getting less income than the historical norm. The 15.9% payout ratio is the defining strength here: it keeps the dividend well-covered even through earnings pressure. Growth at 2.9% per year is slow, and that limits upside for investors seeking rising income. The trade-off is clear: China Construction Bank Corporation stock offers a covered, low-volatility dividend, but not a high or fast-growing one.
| Payment Date | Amount per Share |
|---|---|
| 2026-07-02 | $0.6002 |
| 2025-12-04 | $0.5249 |
| 2025-05-02 | $0.5660 |
| 2025-01-03 | $0.5470 |
| 2024-07-05 | $1.1030 |
| 2023-07-06 | $1.0840 |
| 2022-06-29 | $1.0800 |
| 2021-07-06 | $1.0200 |
| 2020-07-01 | $0.9030 |
| 2019-07-01 | $0.9060 |
| Year | Total Dividends |
|---|---|
| 2026 | $0.6002 |
| 2025 | $1.6379 |
| 2024 | $1.1030 |
| 2023 | $1.0840 |
| 2022 | $1.0800 |
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