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Data last updated: Oct 19, 2026
Snapshot (as of Oct 19, 2026): Capital One Financial Corporation (COF) pays a $3.00 annual dividend ($0.80 quarterly), yielding 1.59% at $201.74/share. Next ex-dividend date 2026-08-17. Source: Yahoo Finance, aggregated by MerryDiv.
Dividend Yield: 1.59%
Annual Dividend: $3.00 per share
Payout Ratio: 19.3%
Ex-Dividend Date: 2026-08-17
Dividend Frequency: quarterly
Sector: Financial Services
Years of Dividend History: 32
Capital One Financial Corporation dividend investors are looking at a financial services company built around credit cards, consumer banking, and commercial lending across the U.S., Canada, and the United Kingdom. COF currently pays a $3.20 annual dividend per share, distributed quarterly, with the next ex-dividend date on August 17, 2026. The current yield stands at 1.57%. With a beta of 1.016, COF moves roughly in line with the broader market, making it a fit for dividend investors who want exposure to credit services without outsized volatility.
Capital One Financial Corporation pays out just 3.7% of earnings as dividends, a payout ratio classified as conservative (below 40%). That figure leaves an enormous buffer between earnings and the dividend obligation, meaning the current $3.20 annual rate is well-covered by what the business generates across its credit card, consumer banking, and commercial lending divisions. Capital One Financial Corporation dividend safety is supported by that low payout, though COF operates in credit services, where loan losses and credit cycle downturns can compress earnings quickly and reduce the cushion that makes the payout look comfortable today.
Capital One Financial Corporation dividend history shows a CAGR of 3.3% per year from 2008 to 2025. Per-share payments grew from $1.50 to $2.60 over that window (2026 is a partial year and excluded from the CAGR calculation). The largest annual increase in the window was 375.0% in 2013, reflecting a recovery from a deeply suppressed base, and the history also contains at least one year-over-year decline exceeding 5%, so growth has not been linear.
| Period | CAGR | From | To |
|---|---|---|---|
| 3-Year | +2.7% | $2.40 (2022) | $2.60 (2025) |
| 5-Year | +21.1% | $1.00 (2020) | $2.60 (2025) |
| 10-Year | +5.7% | $1.50 (2015) | $2.60 (2025) |
COF fits dividend investors who prioritize earnings coverage over yield size. The yield is low (below 2%) at 1.57%, and that sits above the 5-year average of 1.22%, so the current entry point offers slightly more income than the historical norm. The 3.7% payout ratio means the dividend is not under pressure from earnings, but income-focused investors will find the absolute yield modest for a financial services holding company. What COF offers is a well-covered payment with three consecutive years of increases and a long dividend history dating to 2008. The trade-off is straightforward: coverage is strong, but income generation is limited.
| Payment Date | Amount per Share |
|---|---|
| 2026-08-17 | $0.8000 |
| 2026-05-19 | $0.8000 |
| 2026-02-19 | $0.8000 |
| 2025-11-17 | $0.8000 |
| 2025-08-15 | $0.6000 |
| 2025-05-23 | $0.6000 |
| 2025-02-18 | $0.6000 |
| 2024-11-14 | $0.6000 |
| 2024-08-12 | $0.6000 |
| 2024-05-10 | $0.6000 |
| Year | Total Dividends |
|---|---|
| 2026 | $2.4000 |
| 2025 | $2.6000 |
| 2024 | $2.4000 |
| 2023 | $2.4000 |
| 2022 | $2.4000 |
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