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Data last updated: Sep 06, 2026
Snapshot (as of Sep 06, 2026): Capital One Financial Corporation (COF) pays a $3.20 annual dividend ($0.80 quarterly), yielding 1.46% at $219.60/share. Next ex-dividend date 2026-08-17. Source: Yahoo Finance, aggregated by MerryDiv.
Dividend Yield: 1.46%
Annual Dividend: $3.20 per share
Payout Ratio: 3.7%
Ex-Dividend Date: 2026-08-17
Dividend Frequency: quarterly
Sector: Financial Services
Years of Dividend History: 32
Capital One Financial Corporation dividend investors receive $3.20 per share annually, paid quarterly, from one of the largest credit card and consumer banking companies in the United States. The current yield sits at 1.46%, with the next ex-dividend date on August 17, 2026. COF operates across three divisions: Credit Card, Consumer Banking, and Commercial Banking, serving individual consumers, small businesses, and large commercial clients through digital platforms, branches, and café locations. With a beta of 1.016, COF stock moves roughly in line with the broader market, making it a fit for dividend investors who want financial sector exposure without extreme price swings.
Capital One Financial Corporation pays out 3.7% of earnings as dividends, a payout ratio classified as conservative (below 40%). That figure is exceptionally low, meaning the company retains the vast majority of earnings, which leaves substantial room to maintain or grow the dividend even if credit card or commercial lending revenues come under pressure. Capital One Financial Corporation dividend safety is further supported by the breadth of its business: revenue flows from credit card financing, auto loans, commercial real estate, and deposit products across the U.S., Canada, and the U.K. The most significant data-supported risk is COF's exposure to consumer credit, where a deterioration in loan quality could weigh on earnings and, eventually, the payout.
Capital One Financial Corporation dividend history shows a CAGR of 3.3% per year from 2008 to 2025. Per-share payments grew from $1.50 to $2.60 over that window (2026 is a partial year and excluded from the CAGR calculation). The largest annual increase in the window was 375.0% in 2013, reflecting a recovery from a period of suppressed payouts. The history also contains at least one year-over-year decline exceeding 5%, so growth has not been linear.
| Period | CAGR | From | To |
|---|---|---|---|
| 3-Year | +2.7% | $2.40 (2022) | $2.60 (2025) |
| 5-Year | +21.1% | $1.00 (2020) | $2.60 (2025) |
| 10-Year | +5.7% | $1.50 (2015) | $2.60 (2025) |
COF fits dividend investors who prioritize payout safety over income level. The yield is low (below 2%) at 1.46%, and the current yield sits above the 5-year average of 1.13%, which means income is slightly better than the recent norm for this stock. The 3.7% payout ratio is the defining characteristic here: it signals a company that retains most of its earnings, keeping the dividend well-covered but limiting the income it delivers today. Three consecutive years of dividend increases show a rebuilding pattern after past volatility. An investor in COF stock gains a well-covered, low-risk payout from a diversified financial services business, and accepts a yield that will not satisfy income-focused portfolios on its own.
| Payment Date | Amount per Share |
|---|---|
| 2026-08-17 | $0.8000 |
| 2026-05-19 | $0.8000 |
| 2026-02-19 | $0.8000 |
| 2025-11-17 | $0.8000 |
| 2025-08-15 | $0.6000 |
| 2025-05-23 | $0.6000 |
| 2025-02-18 | $0.6000 |
| 2024-11-14 | $0.6000 |
| 2024-08-12 | $0.6000 |
| 2024-05-10 | $0.6000 |
| Year | Total Dividends |
|---|---|
| 2026 | $2.4000 |
| 2025 | $2.6000 |
| 2024 | $2.4000 |
| 2023 | $2.4000 |
| 2022 | $2.4000 |
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