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Data last updated: Oct 19, 2026
Snapshot (as of Oct 19, 2026): Ally Financial Inc. (ALLY) pays a $1.20 annual dividend ($0.30 quarterly), yielding 3.18% at $37.68/share. Next ex-dividend date 2026-07-31. 8+ consecutive years of dividend growth. Source: Yahoo Finance, aggregated by MerryDiv.
Dividend Yield: 3.18%
Annual Dividend: $1.20 per share
Payout Ratio: 28.2%
Ex-Dividend Date: 2026-07-31
Dividend Frequency: quarterly
Sector: Financial Services
Years of Dividend History: 11
Ally Financial Inc. dividend income comes from a digital-first financial services company built around automotive lending, insurance, and consumer banking. ALLY currently pays $1.20 per share annually, with quarterly payments of $0.30 and the next ex-dividend date set for July 31, 2026. The current yield stands at 2.98%. With a beta of 1.074, ALLY stock carries slightly above-average market sensitivity, which income investors focused on stability should factor in.
Ally Financial Inc. pays out 33.8% of earnings as dividends, a payout ratio classified as conservative (below 40%). That level of earnings retention gives the company room to absorb pressure across its automotive finance and insurance operations without immediately threatening the dividend. Ally Financial Inc. dividend safety benefits from that low payout floor, though the company's exposure to consumer credit and vehicle financing means earnings can move with broader economic conditions. That cyclicality is the most data-supported pressure point on the payout.
Ally Financial Inc. dividend history shows a CAGR of 14.7% per year from 2017 to 2025. The per-share dividend grew from $0.40 in 2017 to $1.20 in 2025 (2026 is a partial year and excluded from the growth calculation). The largest single-year jump was 40.0% in 2018, while growth has plateaued at $1.20 per share across 2022 through 2025, meaning the high historical CAGR reflects earlier acceleration rather than recent momentum.
| Period | CAGR | From | To |
|---|---|---|---|
| 3-Year | 0.0% | $1.20 (2022) | $1.20 (2025) |
| 5-Year | +9.6% | $0.76 (2020) | $1.20 (2025) |
ALLY fits dividend investors who want a moderate yield backed by a low payout ratio, rather than maximum income from a stretched balance sheet. The current yield of 2.98% sits in the moderate (2-4%) range and runs slightly above the 5-year average of 2.82%, which means the stock is not offering a historically unusual entry point on yield alone. Eight consecutive years of dividend increases show a commitment to growth, but the four-year plateau at $1.20 per share is a real trade-off. What an investor gets here is a conservatively structured payout from a digital financial services business with automotive lending at its core. What they accept is limited near-term income growth.
| Payment Date | Amount per Share |
|---|---|
| 2026-07-31 | $0.3000 |
| 2026-05-01 | $0.3000 |
| 2026-02-02 | $0.3000 |
| 2025-10-31 | $0.3000 |
| 2025-08-01 | $0.3000 |
| 2025-05-01 | $0.3000 |
| 2025-01-31 | $0.3000 |
| 2024-11-01 | $0.3000 |
| 2024-08-01 | $0.3000 |
| 2024-04-30 | $0.3000 |
| Year | Total Dividends |
|---|---|
| 2026 | $0.9000 |
| 2025 | $1.2000 |
| 2024 | $1.2000 |
| 2023 | $1.2000 |
| 2022 | $1.2000 |
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