VFFVX Dividend Yield 2026: Vanguard Target Retirement 2055 Fund

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Data last updated: Sep 06, 2026

Snapshot (as of Sep 06, 2026): Vanguard Target Retirement 2055 Fund (VFFVX) pays a $1.38 annual dividend, yielding 1.82% at $75.37/share. Next ex-dividend date 2025-12-23. Source: Yahoo Finance, aggregated by MerryDiv.

Dividend Yield: 1.82%

Annual Dividend: $1.38 per share

Ex-Dividend Date: 2025-12-23

Sector: Financial Services

Years of Dividend History: 16

About Vanguard Target Retirement 2055 Fund Dividend

Vanguard Target Retirement 2055 Fund dividend reflects the fund's all-in-one structure: a diversified portfolio of stocks and bonds that automatically shifts toward fixed income as 2055 approaches. The current yield is 1.82%, with a trailing annual dividend rate of $1.3755 per share. VFFVX carries a beta of 1.2, meaning it moves more than the broader market, which matters for income investors who expect smoother rides from dividend-paying funds. The fund suits growth-and-income investors comfortable with market volatility who prioritize long-term dividend growth over a high current yield.

Dividend Safety

Vanguard Target Retirement 2055 Fund pays out dividends at a payout ratio classified as not applicable (fund/ETF), since distributions reflect the underlying holdings rather than a corporate earnings calculation. Vanguard Target Retirement 2055 Fund dividend safety is tied directly to the performance of its underlying equity and fixed-income securities, which provide broad market exposure across the portfolio. The fund's beta of 1.2 means distributions can fluctuate with market conditions, and the history table does show at least one year-over-year decline, so the payout is not immune to drawdowns.

Vanguard Target Retirement 2055 Fund (VFFVX) Dividend Growth Rate, CAGR, and History

Vanguard Target Retirement 2055 Fund dividend history shows a CAGR of 13.0% per year from 2011 to 2025. Per-share payments grew from $0.4040 in 2011 to $1.3755 in 2025 (2026 data is partial and excluded from the growth calculation). The largest single-year jump in the window was 484.0% in 2021, which is an outlier driven by fund-level distribution mechanics rather than a sustained acceleration in growth pace.

Vanguard Target Retirement 2055 Fund Dividend Growth Rate (CAGR)

Period	CAGR	From	To
3-Year	+14.2%	$0.92 (2022)	$1.38 (2025)
5-Year	+8.9%	$0.90 (2020)	$1.38 (2025)
10-Year	+8.5%	$0.61 (2015)	$1.38 (2025)

Is Vanguard Target Retirement 2055 Fund a Good Dividend Stock?

VFFVX fits growth-and-income investors who accept a low current yield in exchange for a dividend that has compounded at 13.0% annually over 14 years. The current yield is low (below 2%), and at 1.82% it sits below the fund's own 5-year average of 2.62%, so income-focused investors relying on yield alone will find it underwhelming right now. The fund's automatic glide path toward fixed income is a structural feature, not a dividend growth engine, so the 13.0% CAGR reflects market-driven distribution variability as much as deliberate payout expansion. What an investor gets is broad diversification and long-run growth potential. What they give up is a meaningful income stream today.

Recent Vanguard Target Retirement 2055 Fund Dividend Payments

Payment Date	Amount per Share
2025-12-23	$1.3755
2024-12-30	$1.2450
2023-12-27	$1.0834
2022-12-28	$0.9234
2021-12-29	$5.2386
2020-12-30	$0.8970
2019-12-27	$0.9290
2018-12-28	$0.8300
2017-12-28	$0.7180
2016-12-28	$0.6560

Vanguard Target Retirement 2055 Fund Annual Dividend History

Year	Total Dividends
2025	$1.3755
2024	$1.2450
2023	$1.0834
2022	$0.9234
2021	$5.2386

Related Financial Services Dividend Stocks

• VTSAX — Vanguard Total Stock Market Index Fund Admiral Shares (1.02% yield)
• VTI — Vanguard Morningstar Total Stock Market ETF (1.03% yield)
• VFIAX — Vanguard 500 Index Fund Admiral Shares (1.03% yield)
• VOO — Vanguard S&P 500 ETF (1.04% yield)
• JPM — JPMorgan Chase & Co. (1.67% yield)
• IVV — iShares Core S&P 500 ETF (1.06% yield)

Frequently Asked Questions

Does VFFVX pay dividends?

Yes, Vanguard Target Retirement 2055 Fund (VFFVX) pays a $1.38 annual dividend per share, yielding 1.82%.

What is Vanguard Target Retirement 2055 Fund's current dividend yield?

The current yield is 1.82%, based on a trailing annual dividend rate of $1.3755 per share. That sits below the fund's 5-year average yield of 2.62%, so the current yield is on the lower end of its recent historical range.

Has Vanguard Target Retirement 2055 Fund ever cut its dividend?

The available history shows at least one year-over-year decline within the 2011-2025 window. The 2020 payment of $0.8970 was lower than the 2019 payment of $0.9290, a drop of roughly 3.4%. The 2021 figure of $5.2386 is a significant outlier and reflects fund-level distribution mechanics.

How fast has Vanguard Target Retirement 2055 Fund grown its dividend?

The fund has grown its dividend at a compound annual growth rate (CAGR) of 13.0% per year from 2011 to 2025. Per-share payments rose from $0.4040 to $1.3755 over that period, though the 2021 distribution of $5.2386 is a notable outlier in the data.

Is Vanguard Target Retirement 2055 Fund a good dividend stock for income investors?

At 1.82%, the yield is low (below 2%) and below the fund's own 5-year average of 2.62%, which limits its appeal as a pure income vehicle. The fund's characteristics fit growth-and-income investors who prioritize long-run dividend growth over current yield.

Is Vanguard Target Retirement 2055 Fund dividend safe?

The payout ratio is not applicable (fund/ETF), so traditional safety metrics do not apply. Distributions depend on the income from underlying holdings, and the fund's beta of 1.2 means payouts have historically moved with market conditions, including at least one documented year-over-year decline.

What type of investor is Vanguard Target Retirement 2055 Fund best suited for?

The fund fits growth-and-income investors targeting retirement around 2053-2057 who are comfortable with market fluctuations. A 13.0% dividend CAGR over 14 years is the draw, not the current 1.82% yield.

How does Vanguard Target Retirement 2055 Fund compare to its own historical yield?

The current yield of 1.82% is below the 5-year average of 2.62%, a gap of 0.80 percentage points. That means the fund is currently yielding less relative to its price than it has over the past five years on average.

Project income from VFFVX with the VFFVX dividend calculator or track your full portfolio with the dividend tracker.