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Data last updated: Jul 06, 2026
Dividend Yield: 4.08%
Annual Dividend: $2.08 per share
Payout Ratio: 53.6%
Ex-Dividend Date: 2026-05-08
Dividend Frequency: quarterly
Sector: Financial Services
Years of Dividend History: 42
Truist Financial Corporation dividend income comes from one of the largest regional banks in the United States, serving the Southeastern and Mid-Atlantic markets through consumer banking, commercial lending, wealth management, and insurance. The current yield is 4.08%, paid quarterly at $0.52 per share, with the next ex-dividend date on May 8, 2026. Over the trailing twelve months, TFC paid $2.08 per share in total dividends. With a beta of 0.875, TFC stock moves with less volatility than the broader market, which suits income-focused investors who prioritize steadier price behavior alongside a high yield.
Truist Financial Corporation pays out 53.6% of earnings as dividends, a payout ratio classified as moderate (40–60%). That level leaves a meaningful buffer within earnings, supported by TFC's diversified revenue base spanning deposit products, commercial and consumer lending, and insurance services across property, casualty, life, and employee benefits. Truist Financial Corporation dividend safety faces its most direct pressure from the regional banking environment, where credit conditions and interest rate shifts can compress net interest margins and reduce the earnings that cover the payout.
Truist Financial Corporation dividend history shows a CAGR of 0.7% per year from 2008 to 2025. Per-share payments grew from $1.86 to $2.08 over that span (with 2026 a partial year, not used in the CAGR calculation). Growth is slow. The dividend has been flat at $2.08 since 2023, and the largest single-year jump in the window was 47.4% in 2013, which skews the history considerably. The data also contains at least one year-over-year decline exceeding 5%, so the long-term trend is not a straight line upward.
| Period | CAGR | From | To |
|---|---|---|---|
| 3-Year | +1.3% | $2.00 (2022) | $2.08 (2025) |
| 5-Year | +2.9% | $1.80 (2020) | $2.08 (2025) |
| 10-Year | +7.1% | $1.05 (2015) | $2.08 (2025) |
TFC fits income-focused investors who want a high yield from a diversified regional bank without requiring fast dividend growth. The current yield of 4.08% is classified as high (above 4%), and it sits above the 5-year average yield of 3.96%, meaning the current entry point offers slightly more income than the historical norm. The trade-off is clear: dividend growth has averaged just 0.7% per year since 2008, and the payout has been flat since 2023. What an investor gets is a meaningful quarterly income stream backed by a moderate payout ratio. What they accept is a dividend that has not kept pace with inflation in recent years.
| Payment Date | Amount per Share |
|---|---|
| 2026-05-08 | $0.5200 |
| 2026-02-13 | $0.5200 |
| 2025-11-14 | $0.5200 |
| 2025-08-08 | $0.5200 |
| 2025-05-09 | $0.5200 |
| 2025-02-14 | $0.5200 |
| 2024-11-08 | $0.5200 |
| 2024-08-09 | $0.5200 |
| 2024-05-09 | $0.5200 |
| 2024-02-08 | $0.5200 |
| Year | Total Dividends |
|---|---|
| 2026 | $1.0400 |
| 2025 | $2.0800 |
| 2024 | $2.0800 |
| 2023 | $2.0800 |
| 2022 | $2.0000 |
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