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Data last updated: Sep 01, 2026
Snapshot (as of Sep 01, 2026): Cincinnati Financial Corporation (CINF) pays a $3.62 annual dividend ($0.94 quarterly), yielding 2.12% at $170.51/share. Next ex-dividend date 2026-09-23. 7 consecutive years of dividend growth. Source: Yahoo Finance, aggregated by MerryDiv.
Dividend Yield: 2.12%
Annual Dividend: $3.62 per share
Payout Ratio: 16.3%
Ex-Dividend Date: 2026-09-23
Dividend Frequency: quarterly
Sector: Financial Services
Years of Dividend History: 41
Cincinnati Financial Corporation dividend comes from one of the country's established property and casualty insurers, operating across commercial lines, personal auto, homeowner policies, and life insurance since 1950. The current yield is 2.11%, with a trailing annual dividend rate of $3.62 per share paid quarterly. The next ex-dividend date is September 23, 2026. With a beta of 0.554, CINF stock moves at roughly half the volatility of the broader market, which suits income investors who prioritize steadiness over price swings.
Cincinnati Financial Corporation pays out 16.3% of earnings as dividends, a payout ratio classified as conservative (below 40%). That low ratio means the company retains the vast majority of earnings, leaving substantial room to sustain the dividend even if underwriting results soften in a given year. Cincinnati Financial Corporation dividend safety is further supported by the breadth of its business: premiums flow from commercial casualty, personal auto, homeowner, excess and surplus lines, and life insurance, spreading exposure across multiple product lines. The main pressure point is the property and casualty sector's sensitivity to catastrophic loss events, which can compress earnings in severe years.
Cincinnati Financial Corporation dividend history shows a CAGR of 5.1% per year from 2009 to 2025. Per-share payments grew from $1.57 to $3.48 over that period (2026 data is partial and excluded from the CAGR calculation). The largest annual increase in the window was 30.7% in 2015, though the history also contains at least one year-over-year decline exceeding 5%, so growth has not been perfectly linear.
| Period | CAGR | From | To |
|---|---|---|---|
| 3-Year | +8.0% | $2.76 (2022) | $3.48 (2025) |
| 5-Year | +7.7% | $2.40 (2020) | $3.48 (2025) |
| 10-Year | +4.2% | $2.30 (2015) | $3.48 (2025) |
CINF stock fits dividend investors who want a moderate, well-covered payout from a multi-line insurer rather than a high-yield, high-risk position. The current yield of 2.11% sits above the 5-year average of 1.73%, meaning today's entry point offers more income than the stock has historically delivered. The yield classification is moderate (2-4%), and the 16.3% payout ratio means the dividend consumes only a small fraction of earnings. Growth has averaged 5.1% annually over 16 years, which is meaningful but not fast. The trade-off is straightforward: investors get a conservatively covered, growing dividend with low price volatility, but the yield will not satisfy those seeking high current income.
| Payment Date | Amount per Share |
|---|---|
| 2026-09-23 | $0.9400 |
| 2026-06-23 | $0.9400 |
| 2026-03-24 | $0.9400 |
| 2025-12-22 | $0.8700 |
| 2025-09-22 | $0.8700 |
| 2025-06-23 | $0.8700 |
| 2025-03-24 | $0.8700 |
| 2024-12-19 | $0.8100 |
| 2024-09-17 | $0.8100 |
| 2024-06-18 | $0.8100 |
| Year | Total Dividends |
|---|---|
| 2026 | $2.8200 |
| 2025 | $3.4800 |
| 2024 | $3.2400 |
| 2023 | $3.0000 |
| 2022 | $2.7600 |
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